Last updated: 15 January 2026
These Terms of Service ("Terms") govern your use of the website and services provided by Velqentra d.o.o., a Croatian limited liability company with registration number 618532498, located at Ulica grada Vukovara 4, 20983 Dubrovnik, Croatia ("Velqentra", "we", "us", "our").
By accessing or using our website at velqentra.pro and engaging our services, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, you must not use our website or services. These terms constitute a legally binding agreement between you and Velqentra.
Velqentra provides advanced investment finance allocation techniques and related professional services, including but not limited to:
When using our services, you agree to:
Our services are provided in accordance with applicable Croatian and European Union laws and regulations governing financial services. We maintain professional indemnity insurance and adhere to industry best practices. However, our services do not constitute investment advice unless specifically agreed upon in writing, and we do not guarantee specific investment outcomes or returns.
All content on our website, including text, graphics, logos, images, software, and methodologies, is the property of Velqentra or our licensors and is protected by Croatian and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without our express written permission. Any proprietary methodologies, analysis, or recommendations provided as part of our services remain our intellectual property unless otherwise agreed in writing.
We maintain strict confidentiality regarding all client information and business matters. Both parties agree to maintain the confidentiality of any proprietary or sensitive information shared during the course of our professional relationship. This obligation survives the termination of our services and continues indefinitely unless the information becomes publicly available through no fault of the receiving party.
Our fees are based on the scope and complexity of services provided and will be agreed upon before commencement of work. Payment terms will be specified in our service agreement. All fees are exclusive of applicable taxes, which will be added where required by law. Late payment may result in suspension of services and additional charges as permitted by Croatian law.
To the maximum extent permitted by Croatian law, Velqentra's total liability for any claims arising from or related to our services shall not exceed the total fees paid by the client for the specific services giving rise to the claim. We shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities. This limitation applies regardless of the theory of liability, whether in contract, tort, or otherwise.
Neither party shall be liable for any failure or delay in performance due to circumstances beyond their reasonable control, including but not limited to acts of God, war, terrorism, pandemic, government regulations, labour disputes, or technical failures. In such circumstances, the affected party shall promptly notify the other party and use reasonable efforts to mitigate the impact.
We process personal data in accordance with our Privacy Policy and applicable data protection laws, including the General Data Protection Regulation (GDPR). By using our services, you acknowledge that you have read and understood our Privacy Policy and consent to the processing of your personal data as described therein.
These Terms of Service are governed by and construed in accordance with the laws of the Republic of Croatia. Any disputes arising from or relating to these terms or our services shall be subject to the exclusive jurisdiction of the courts of Croatia. The parties agree that Croatian law applies without regard to conflict of law principles.
In the event of any dispute arising from these terms or our services, the parties agree to first attempt to resolve the matter through good faith negotiations. If such negotiations are unsuccessful within 30 days, the dispute may be submitted to mediation before resorting to court proceedings. This provision does not prevent either party from seeking urgent injunctive relief where appropriate.
Either party may terminate our service relationship with reasonable notice as specified in our service agreement. Termination does not affect any rights or obligations that have accrued prior to termination. Upon termination, each party shall return or destroy any confidential information belonging to the other party, except as required to be retained by law or professional standards. Velqentra reserves the right to terminate services immediately in case of breach of these terms or non-payment of fees.
We reserve the right to modify these Terms of Service at any time. Updated terms will be posted on our website with a new "Last updated" date. Continued use of our services after such modifications constitutes acceptance of the updated terms. For ongoing service relationships, we will notify clients of material changes to these terms.
If any provision of these Terms of Service is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect. The invalid provision shall be replaced by a valid provision that most closely reflects the original intent of the parties.
These Terms of Service, together with our Privacy Policy and any specific service agreements, constitute the entire agreement between you and Velqentra regarding the use of our services. These terms supersede all prior or contemporaneous communications and proposals, whether oral or written, between the parties.
If you have any questions about these Terms of Service, please contact us:
Email: legal@velqentra.pro
Phone: +385 201212340
Address: Velqentra d.o.o., Ulica grada Vukovara 4, 20983 Dubrovnik, Croatia
Professional Notice: Velqentra d.o.o. is a Croatian limited liability company registered under number 618532498. Our services are subject to Croatian financial services regulations and European Union directives. This agreement is governed by Croatian law.